First and foremost DO NOT BE INTIMIDATED BY YOUR LENDERS! Our law firm can protect your legal rights. It is imperative you secure proper representation to negotiate with your lenders. Your lenders will have their counsel of professionals who are well heeled and well schooled. If you attempt to negotiate without having your own professional defense team you may be doing yourself a great injustice. Allow our law firm to help ensure you use the law to the best of your advantage.

If you have been served a notice of foreclosure your situation is an urgent one and requires immediate attention. Your house could be lost in as little as 20 days if no action is taken. There are several ways to prolong the foreclosure from taking place but it will require fast response. Even if you have no intention of keeping your house simply doing nothing is not the resolution. There are many risks and financial liabilities involved with your situation and we can help you avoid these liabilities. Contact us today to schedule a free initial consultation and let us help you get your house in order.

I have been served with foreclosure papers. What do I do?

What happens next is determined by whether you would like to stay in your home or are resigned to move on. Sometimes keeping your home makes good financial sense. Perhaps you have a large amount of equity or your home has an irreplaceable sentimental value to you. Regardless of your reason our law office can help you save your home. Loan modifications, short refinance, special forbearance, and partial claims are just a few of the resolutions our attorneys can help negotiate for you.

Can filing Bankruptcy help me keep my home?

The short answer to this is absolutely yes. However, knowing which Chapter to file is not always a clear cut path. There are many factors that need to be considered when deciding which Chapter to file. Most people are best accommodated by either a Chapter 13 Bankruptcy or Chapter 7 Bankruptcy. For a quick comparison of the two please view our quick comparison chart:

Chapter 7 vs Chapter 13

Please don’t hesitate to contact us for a free initial consultation. In this consultation we can answer many of your questions and help guide you as to which Bankruptcy Chapter will best suite your needs.

What if I don’t want to keep my house?

If you decide to let your house go the first thing you need to realize is any money paid towards your mortgage is essentially like throwing it into a garbage bin. Quite honestly it’s pointless. Filing bankruptcy will provide a certain amount of time in which you can continue occupying your house free of charge. You can use this time to save as much money as possible. To learn more about the benefits of filing bankruptcy and to ensure you take full advantage of your legal rights contact us today.